Meri Aashiqui ab Tum Hi Ho

“I saw dream yesterday night

My child is running around with the face bright

I opened my arms to hug him tight

But my eyes got open due to morning light”

Thank you shona. Thank you for giving me this dream. Day’s are not far enough when my dream will be realized truly. I will be father soon.

You keeps complaining me about the amount of time I am giving you off late. But you know what,

“Meri baaton mein tera zikr sadaa
Meri yaad mein teri fikr sadaa
Main jo bhi hoon tum hi to ho
Mujhe tum se mili apni adaa”

I don’t remember a day without your thoughts. I remember countless thanks I gave you without your knowledge, without words, every day, every night, before sleeping and after waking. Have you ever felt something missing, incomplete and empty? Yes, I do feel every time when I disappoints you, when I fights with you, when I argue with you. Thank you for giving me feeling of soul – mate. My life will be definitely incomplete if I hadn't connected with you. It’s simple phenomena and yet so much difficult to explain.

“Kyunki tum hi ho, ab tum hi ho
Zindagi ab tum hi ho..
Chain bhi, mera dard bhi
Meri aashiqui ab tum hi ho”

I am super excited but as you know my expression of excitement is not the fire with fuel. But we are standing at the corner of the road of life where our life going to take a new turn, a new story will be written altogether fresh.

हर एक की जिन्दगी में वोह हसीं मोड़ आता है
जब कोई एक अपनोसे भी अपना बन जाता है
भीड़ मे भी उसका चेहरा सबसे पहले दिखाई देता है
शोर में उसका हर लब्ज साफ़ सुनाई देता है
उससे जुडी हर बात मुह जबानी होती है
हर किसीकी अपनी एक कहानी होती है...

Word’s are not enough today, my thoughts are not complete today, doesn't matter. I know you will be always with me, completely.

Thank You.

Babu Moshai......Zindagi badi honi chahiye Lambi nai

I M BACK J J

‘Haan aa gaye janab, Kahan the itne dino se’

Kya batau aapko dosto mein ab ‘gruhgrashthi’ wala ban gaya hoon

‘Saale….Shaadi ho gayi teri’

Haan….shaadi ke side wide upar niche aaju baaju saare effects b ho gaye

It has been six months now, And yes wonderful six months with 360 degree experience. Everything I have experience in last six months to last forever. And what trigger me to write this blog was Late Mr. Rajesh Khanna.

There was a continuous running of Rajesh Khanna on TV channels in last days…….and Dialogue which I remember always is

Zindagi Badi Honi Chahiye, Lambi Nahi Babu Moshai.'

'Babumoshai, zindagi aur maut uparwale ke haath hai jahanpanah. Usse na toh aap badal sakte hain na main. Hum sab toh rangmanch ki kathputhliyan hain jinki dor uparwale ki ungliyon main bandhi hain. Kab, kaun, kaise uthega yeh koi nahi bata sakta hai. Ha, ha, ha.'

How true it is?

Shat Pratishat Saty Vachan

Why we are here after all, No one know before time. It’s all fate and destination takes you down to your road. And we just pretend to act like we are doing it. Is that any difference between us and cartoon you see on cartoon network.

Array yaar tu toh serious ban gaya shaadi ke baad…..Kahan gaya woh Shank…jo badi badi baatein karta tha….tu toh badal gaya dost…

Change is need and your need keeps on changing. How long you will fight till your last night? Is it worthy to spend whole life running or you want to be last man winning?

What is your end need……To have happy family, mom, dad, brother, sister, wife and children…..play in front of you..everyone is joking around with each other….everyone is happy…mentally, physically….everyone is good at their health and wealth…..thats it….What else u want?

Saale sab toh aa gaya ismein….

Naa, sab kuch nai aaya ismien….there is lot of things for which people around me keeps on running…giving priority….parties…pubs…high societies…big money…big friend circles…social networking….affairs...and so n so…..but does this all meet what you need in the end? Answer is Big NO

It's simple to be happy but difficult to be simple

And simplicity is something with you make people around you happy..especially your family..

I may not sounding conclusive at the end but my journey is still WIP (work in progress)….

Sirf upparwala janta hai jahanpanha. Kab kisse kahan se khushiyan milegi ….Hum to sirf rangmanch ki kutputliya hai jinki dor uparwale ki ungliyon main bandhi hain …..

Just don’t hurt anyone and if you did by mistake…don’t forget to apologies for it….You will feel good….Lagi shart….100 rupiye ki J J

I shall always be there

When you are alone, lost and scared,
Look around you for I shall be there,
With your every footstep, in your every heartbeat,
In joy, in grief, in every bliss.
I shall be there in your every little wish.


With the rhythms of life your melodies may change,
The songs may die, the lights may fade....
But when darkness comes darkening your day,
I shall burn to light your way.


Days may turn to weeks or years,
You will find me shedding away your tears.
With the vows of contentment, I stand by your side,
Beautifying your existence, in you I bide.


With you beside, I shall conquer my world,
Walk away and watch me fall.
For the colors of your presence makes me hail,
Strip me of it, and watch me fail.


A touch from your soul and I ride unafraid,
break away and watch me fade.
The deeper you love, the higher I'll fly,
Push me away and watch me die.


With the flow of time which none can say
For the paths of life are tinged with grey,
If destiny takes us far away,
Or into deaths embrace if I may stray,
Weep not for me, shed not in vain,
A drop of tear in my name....


And someday if you wish me gone,
I shall melt away into a new dawn,
And all that shall remain are the whispers of my prayer,
But until that day, I shall always be there.

On Sachin Tendulkar

Something worth being proud of - Time Magazine's quote on Sachin:

" When Sachin Tendulkar travelled to Pakistan to face one of the finest bowling attacks ever assembled in cricket, Michael Schumacher was yet to race a F1 car, Lance Armstrong had never been to the Tour de France, Diego Maradona was still the captain of a world champion Argentina team, Pete Sampras had never won a Grand Slam.When Tendulkar embarked on a glorious career taming Imran and company, Roger Federer was a name unheard of; Lionel Messi was in his nappies, Usain Bolt was an unknown kid in the Jamaican backwaters. The Berlin Wall was still intact, USSR was one big, big country, Dr Manmohan Singh was yet to "open" the Nehruvian economy.It seems while Time was having his toll on every individual on the face of this planet, he excused one man. Time stands frozen in front of Sachin Tendulkar. We have had champions, we have had legends, but we have never had another Sachin Tendulkar and we never will." 

Chartered Financial Analysts

It is not a child's play to become a Chartered Financial Analyst or CFA. Only one in five people clear all the three levels of the CFA program as well as fulfill the professional experience requirements to become a CFA charter holder. However, successful candidates enjoy benefits of the strong global networking of CFAs which provides them with unrivalled opportunities in the investment industry.

The boom in Asian financial markets, led by China and India present some of the best opportunities for aspiring Financial Analysts while more mature markets such as Australia, Hong King and Singapore and investment banks, investment firms, insurance companies, mutual funds, pension funds, and general banks also offer leading roles to deserving candidates.

Eligibility for a CFA program

The CFA program is considered a benchmark for finance professionals in professional excellence, competency, analytical skills, and integrity. In June 2010, about 1,40,000 candidates from 160 countries enrolled for the program, out of which about 9% candidates were Indians. Anyone with a bachelor's degree in any discipline or appearing for the final year exams of their bachelor's degree can enroll for the CFA program.

Many of the candidates who apply for CFA program have full-time jobs as Research Analysts, Accountants, Auditors, Corporate Financial Analysts, Consultants, Portfolio Managers, Investment Banking Analysts, Relationship Managers, Financial Advisors, Risk Managers, Traders, Brokers, Strategists, and Private Bankers.

Where to study for the CFA programme?

The CFA Institute is a global association of investment professionals that works on a not-for-profit basis and awards the CFA charters to successful candidates. It also offers a range of educational programs and services through its member societies. Currently, it has 122 CFA Programme Partners worldwide, with 29 in the Asia Pacific Region.

Currently, CFA does not have an official partner to offer programs in India. ICFAI does offer CFA programs but its programs are not affiliated with the CFA Institute and are not the same as the globally recognized CFA charter offered by the CFA Institute. The CFA exams were conducted in India for the first time in India on 4th and 5th December, 2010 in Bangalore, Mumbai, and New Delhi, with the permission of the Delhi High Court.

The CFA program is basically a self-study graduate-level program and is not approved by AICTE (All India Council for Technical Education) and any investment professional who meets all the requirements of the exams are eligible to receive a CFA charter. The CFA organizes the CFA Institute Global Investment Research Challenge every year and in 2010, as many as 28 Indian universities participated in it, including IIMs, JBIMS, SP Jain, and ISB.

The CFA has also signed a Memorandum of Understanding (MoU) with the Securities and Exchange Board of India (SEBI) last year to jointly organize financial and investment training programmes in India through its National Institute of Securities Markets. Soon, CFA will be offering education programs to prepare candidates for a wide range of investment specialties that are hot in demand across the world.

Where Can a Chartered Financial Analyst Apply for a Job?

With liberalization and globalization in the financial services sector - money markets, merchant banks, international banks, lease finance institutions, portfolio management services, mergers and acquisitions, factoring services and other related services - the need of skilled finance professionals with a global perspectives is constantly on rise. Chartered financial analysts (CFA) have managerial skills with specialization in the following core areas:

• Corporate Finance and Control: Corporate finance is about optimum mobilization and utilization of financial resources in short-term and long-term in domestic and overseas markets and includes treasury management.

• Information Technology: Finance professionals with IT skills are much in demand and CFA professionals trained in high-end ERP packages like SAP, Oracle applications, or Baan draw high salaries.

• International Finance and Risk Management: Rupee can now be converted on current account and the future of convertibility on the capital account looks bright too. Besides, growth in exports and imports require personnel who understand the nuances of international finance, risk management, and international capital markets.

• Investment Banking and Financial Services: The growing field of investment banking needs personnel who can offer advisory services to corporate clients, financial consultancy services, help with mergers and acquisitions, and formulate nursing and rehabilitation programmes for sick units. Asset-based financial services want CFAs for leasing and hire purchase. Allied services such as stock brokering, marketing of public issues, National Stock Exchange (NSE) dealership, share registry, venture capital assistance, and loan syndication also require financial experts.

• Investment Management: CFAs cab work well as portfolio managers whose job involves the balancing of risks and rewards for the mutual fund investors by successful portfolio management.

Thus, the scope for a certified CFA professional is virtually limitless. The Reserve Bank of India, the Industrial Finance Corporation of India (IFCI), the International Development Bank of India (IDBI), and the Indian Railways recognize the CFA programme and employ trained CFAs. A trained CFA can also become an independent business consultant or join an existing consultancy or Chartered Accountancy firm. The excellent career growth of successful CFA candidates in the path is quite encouraging too and provides an edge to the recent pass-outs in terms of global networking and recognition.

Career Path and Salary of a Chartered Financial Analyst

Freshers with American CFA earn around Rs 6 to 9 lakh per annum while those with work experience may get a package up to 25 lakhs per annum. The final step on the career ladder of a Chartered Financial Analyst is usually the CFO (Chief Financial Officer) designation.

Source: Shiksha Team