Friday, July 27, 2012

Babu Moshai......Zindagi badi honi chahiye Lambi nai


I M BACK J J

‘Haan aa gaye janab, Kahan the itne dino se’

Kya batau aapko dosto mein ab ‘gruhgrashthi’ wala ban gaya hoon

‘Saale….Shaadi ho gayi teri’

Haan….shaadi ke side wide upar niche aaju baaju saare effects b ho gaye

It has been six months now, And yes wonderful six months with 360 degree experience. Everything I have experience in last six months to last forever. And what trigger me to write this blog was Late Mr. Rajesh Khanna.

There was a continuous running of Rajesh Khanna on TV channels in last days…….and Dialogue which I remember always is

Zindagi Badi Honi Chahiye, Lambi Nahi Babu Moshai.'

'Babumoshai, zindagi aur maut uparwale ke haath hai jahanpanah. Usse na toh aap badal sakte hain na main. Hum sab toh rangmanch ki kathputhliyan hain jinki dor uparwale ki ungliyon main bandhi hain. Kab, kaun, kaise uthega yeh koi nahi bata sakta hai. Ha, ha, ha.'

How true it is?

Shat Pratishat Saty Vachan

Why we are here after all, No one know before time. It’s all fate and destination takes you down to your road. And we just pretend to act like we are doing it. Is that any difference between us and cartoon you see on cartoon network.

Array yaar tu toh serious ban gaya shaadi ke baad…..Kahan gaya woh Shank…jo badi badi baatein karta tha….tu toh badal gaya dost…

Change is need and your need keeps on changing. How long you will fight till your last night? Is it worthy to spend whole life running or you want to be last man winning?

What is your end need……To have happy family, mom, dad, brother, sister, wife and children…..play in front of you..everyone is joking around with each other….everyone is happy…mentally, physically….everyone is good at their health and wealth…..thats it….What else u want?

Saale sab toh aa gaya ismein….

Naa, sab kuch nai aaya ismien….there is lot of things for which people around me keeps on running…giving priority….parties…pubs…high societies…big money…big friend circles…social networking….affairs...and so n so…..but does this all meet what you need in the end? Answer is Big NO

It's simple to be happy but difficult to be simple

And simplicity is something with you make people around you happy..especially your family..

I may not sounding conclusive at the end but my journey is still WIP (work in progress)….

Sirf upparwala janta hai jahanpanha. Kab kisse kahan se khushiyan milegi ….Hum to sirf rangmanch ki kutputliya hai jinki dor uparwale ki ungliyon main bandhi hain …..

Just don’t hurt anyone and if you did by mistake…don’t forget to apologies for it….You will feel good….Lagi shart….100 rupiye ki J J

Friday, July 20, 2012

I shall always be there


When you are alone, lost and scared,
Look around you for I shall be there,
With your every footstep, in your every heartbeat,
In joy, in grief, in every bliss.
I shall be there in your every little wish.


With the rhythms of life your melodies may change,
The songs may die, the lights may fade....
But when darkness comes darkening your day,
I shall burn to light your way.


Days may turn to weeks or years,
You will find me shedding away your tears.
With the vows of contentment, I stand by your side,
Beautifying your existence, in you I bide.


With you beside, I shall conquer my world,
Walk away and watch me fall.
For the colors of your presence makes me hail,
Strip me of it, and watch me fail.


A touch from your soul and I ride unafraid,
break away and watch me fade.
The deeper you love, the higher I'll fly,
Push me away and watch me die.


With the flow of time which none can say
For the paths of life are tinged with grey,
If destiny takes us far away,
Or into deaths embrace if I may stray,
Weep not for me, shed not in vain,
A drop of tear in my name....


And someday if you wish me gone,
I shall melt away into a new dawn,
And all that shall remain are the whispers of my prayer,
But until that day, I shall always be there.

Saturday, July 2, 2011

On Sachin Tendulkar


Something worth being proud of - Time Magazine's quote on Sachin:

" When Sachin Tendulkar travelled to Pakistan to face one of the finest bowling attacks ever assembled in cricket, Michael Schumacher was yet to race a F1 car, Lance Armstrong had never been to the Tour de France, Diego Maradona was still the captain of a world champion Argentina team, Pete Sampras had never won a Grand Slam.When Tendulkar embarked on a glorious career taming Imran and company, Roger Federer was a name unheard of; Lionel Messi was in his nappies, Usain Bolt was an unknown kid in the Jamaican backwaters. The Berlin Wall was still intact, USSR was one big, big country, Dr Manmohan Singh was yet to "open" the Nehruvian economy.It seems while Time was having his toll on every individual on the face of this planet, he excused one man. Time stands frozen in front of Sachin Tendulkar. We have had champions, we have had legends, but we have never had another Sachin Tendulkar and we never will." 




Wednesday, June 8, 2011

Chartered Financial Analysts

It is not a child's play to become a Chartered Financial Analyst or CFA. Only one in five people clear all the three levels of the CFA program as well as fulfill the professional experience requirements to become a CFA charter holder. However, successful candidates enjoy benefits of the strong global networking of CFAs which provides them with unrivalled opportunities in the investment industry.

The boom in Asian financial markets, led by China and India present some of the best opportunities for aspiring Financial Analysts while more mature markets such as Australia, Hong King and Singapore and investment banks, investment firms, insurance companies, mutual funds, pension funds, and general banks also offer leading roles to deserving candidates.

Eligibility for a CFA program

The CFA program is considered a benchmark for finance professionals in professional excellence, competency, analytical skills, and integrity. In June 2010, about 1,40,000 candidates from 160 countries enrolled for the program, out of which about 9% candidates were Indians. Anyone with a bachelor's degree in any discipline or appearing for the final year exams of their bachelor's degree can enroll for the CFA program.

Many of the candidates who apply for CFA program have full-time jobs as Research Analysts, Accountants, Auditors, Corporate Financial Analysts, Consultants, Portfolio Managers, Investment Banking Analysts, Relationship Managers, Financial Advisors, Risk Managers, Traders, Brokers, Strategists, and Private Bankers.

Where to study for the CFA programme?

The CFA Institute is a global association of investment professionals that works on a not-for-profit basis and awards the CFA charters to successful candidates. It also offers a range of educational programs and services through its member societies. Currently, it has 122 CFA Programme Partners worldwide, with 29 in the Asia Pacific Region.

Currently, CFA does not have an official partner to offer programs in India. ICFAI does offer CFA programs but its programs are not affiliated with the CFA Institute and are not the same as the globally recognized CFA charter offered by the CFA Institute. The CFA exams were conducted in India for the first time in India on 4th and 5th December, 2010 in Bangalore, Mumbai, and New Delhi, with the permission of the Delhi High Court.

The CFA program is basically a self-study graduate-level program and is not approved by AICTE (All India Council for Technical Education) and any investment professional who meets all the requirements of the exams are eligible to receive a CFA charter. The CFA organizes the CFA Institute Global Investment Research Challenge every year and in 2010, as many as 28 Indian universities participated in it, including IIMs, JBIMS, SP Jain, and ISB.

The CFA has also signed a Memorandum of Understanding (MoU) with the Securities and Exchange Board of India (SEBI) last year to jointly organize financial and investment training programmes in India through its National Institute of Securities Markets. Soon, CFA will be offering education programs to prepare candidates for a wide range of investment specialties that are hot in demand across the world.

Where Can a Chartered Financial Analyst Apply for a Job?

With liberalization and globalization in the financial services sector - money markets, merchant banks, international banks, lease finance institutions, portfolio management services, mergers and acquisitions, factoring services and other related services - the need of skilled finance professionals with a global perspectives is constantly on rise. Chartered financial analysts (CFA) have managerial skills with specialization in the following core areas:
  • Corporate Finance and Control: Corporate finance is about optimum mobilization and utilization of financial resources in short-term and long-term in domestic and overseas markets and includes treasury management.
  • Information Technology: Finance professionals with IT skills are much in demand and CFA professionals trained in high-end ERP packages like SAP, Oracle applications, or Baan draw high salaries.
  • International Finance and Risk Management: Rupee can now be converted on current account and the future of convertibility on the capital account looks bright too. Besides, growth in exports and imports require personnel who understand the nuances of international finance, risk management, and international capital markets.
  • Investment Banking and Financial Services: The growing field of investment banking needs personnel who can offer advisory services to corporate clients, financial consultancy services, help with mergers and acquisitions, and formulate nursing and rehabilitation programmes for sick units. Asset-based financial services want CFAs for leasing and hire purchase. Allied services such as stock brokering, marketing of public issues, National Stock Exchange (NSE) dealership, share registry, venture capital assistance, and loan syndication also require financial experts.
  • Investment Management: CFAs cab work well as portfolio managers whose job involves the balancing of risks and rewards for the mutual fund investors by successful portfolio management.
Thus, the scope for a certified CFA professional is virtually limitless. The Reserve Bank of India, the Industrial Finance Corporation of India (IFCI), the International Development Bank of India (IDBI), and the Indian Railways recognize the CFA programme and employ trained CFAs. A trained CFA can also become an independent business consultant or join an existing consultancy or Chartered Accountancy firm. The excellent career growth of successful CFA candidates in the path is quite encouraging too and provides an edge to the recent pass-outs in terms of global networking and recognition.

Career Path and Salary of a Chartered Financial Analyst

Freshers with American CFA earn around Rs 6 to 9 lakh per annum while those with work experience may get a package up to 25 lakhs per annum. The final step on the career ladder of a Chartered Financial Analyst is usually the CFO (Chief Financial Officer) designation.

Source: Shiksha Team


Saturday, April 9, 2011

Lessons from 'Men in Blue' - A Rise of Team India

Well here is my bit of learning’s from Champion Team India. It’s a Rise from a dream to a reality.

We are in the modern age of entertainment where sports itself is an industry and has a bigger story to tell not only to sportsmen but also to the likes of vivid mango people, a politicians, a businessman, corporate, students, etc. After all, star like Sachin Tendulkar, Michael Jordon much more than an average, mid sized company and now adding to the list MS Dhoni. Star like Sachin, Dhoni are itself industries in their own right.

These sports goliaths operate in a ruthless environment where success and failure are defined with the end of day results. You can either win or lose, no amount of creative campaign, notorious politics, bold Bollywood can conceal the truth of that terrible moments – the final whistle. And here are the notes of learning throughout of the ‘Men in Blue’ journey called as Cup that Counts…….

Lesson 1:  Have a Dream, Vision, Bigger picture in place

Indian team had a vision, mission or dream to win a world cup not for themselves but for Sachin, for country, for team. And team started preparing towards that more than year back. And if you look at the recent records of India before world cup, they have been gradually raising the bar of performance.

No doubt, Indian team did face some setbacks during the journey, they lost to SA, they became complacent and managed a tie with England, they had no easy game but when time demands they fought back really well to pull it back. And in the process they themselves got believed that they can turn around from any situation, they are battle hardened and team had a bigger vision, they could let these things to and regroup to accomplish bigger task. And peak when it is required.

Lesson 2: Leadership

Any truly successful team, organization or country requires strong and committed leadership. And team can have only one leader. Team India lead by MS Dhoni and he leads by example. He always gives the team a 100% of his effort and his energy. He never loses his temper. He is a great strategist. He has got fantastic ideas on the field. And he canvasses opinions and then he makes his own assessments.

Couple of decisions he took during knock out stage of the world cup were a great example of how convince he was on his thoughts. Even many cricket pundits have been surprised by the moves but he didn’t alter his plan and that’s what inspire team to justify and take responsibility to deliver the things on behalf of leader.

Whenever team faulted on occasion, Dhoni accepted responsibility for the team performance. Dhoni’s confidence and self-belief remained rock solid. He took the criticism in a positive stride and worked hard with his team to meet the challenge and win the world cup.

Lesson 3: Winning is about teamwork

The important thing to build a team is, to build relationships, to build trust. And probably the most significant thing that happened to team India has been the relationship that they have built. And it takes time. Through these relationship they have built trust within the team and once you have trust what happen is people take responsibility. People will believe in each other and support them. Its to provide a structure to people. It’s to tell people that they are moving towards something other than their individual glory.

Dhoni will be seldom heard saying, “I,” he is a big advocate of a joint effort and always mentions it to be a team effort rather than his alone. He often uses, “us,” and he is very blunt and honest. He will praise the players where they deserve it and also point out mistakes. He always exudes the oneness in the team.

Lesson 4: Focus on Core Strength

'Jack of all trades and master of none' - this maxim is very true as far as management is concerned. Focus on core strength is necessary for the immediate health of the brand as a whole.

Although India constantly strived to improve the bowling and fielding quality of team India but it did not lose its focus on the core strength, i.e., batting. A successful run chase in knock out matches is an example of this.

Lesson 5: Flexibility

Ability to adapt and respond to the changing environment and to constructively create opportunities for change through active participation is a must for any business. Indian team realized this fact and adapted it to the changing environment. Be it playing in foreign land or acclimatizing to new improved version of cricket. Men in blue have been successful everywhere. They beat Australia, Pakistan and Sri Lanka all three different teams with different strengths.

Lesson 6: Strategy Formation

The formulation of a sound strategy facilitates a number of actions and desired results that would be difficult otherwise. A strategic plan, when communicated to all members of an organization, provides employees with a clear vision of what the purposes and objectives of the firm are.

That is what Indian team precisely did. As batting has always been the core strength of Indian cricket team, the new strategy of team was to improve bowling and fielding department on occasion. Result of which is reflected in the performance of Indian team. It was surprised fielding efforts against Australia did the trick for India and surprised bowling efforts did the trick against Pakistan.

Lesson 7: Award Responsibility to the Players

One last thing which Indian team implemented is that players are awarded with responsibility. They are encouraged to think for team and themselves both and take charge of their own destiny. A rise of Yuvraj Singh, Confidence of Raina, Belief of Zaheer are only because of sense of responsibility they felt for every game. The greatest learning from Team India I can think of is that how to get best out of the people.

It might appear that since India won world cup all of a sudden all looks very positive. But again, this is what corporate life is all about, keep wining….

Accepting No Limit              Alternative Thinking            Driving Positive Changes               

Continue…..